Fix and Flip Loan

“Transform properties with targeted, short-term funding”

Designed for real estate investors focused on renovation and resale, our Fix and Flip Loans offer targeted, short-term funding. This loan facilitates the purchase and rehabilitation of properties, enabling you to capitalize on the potential to quickly enhance and flip real estate for profit.

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Excellent

1,066 reviews on

No W2s, Paystubs, or Tax Returns Required

No Personal Income Verification

No Minimum DTI (Debt-to-Income) Required

No US Credit Check for Foreign Investors

Program Features

Features	Domestic Investors	Foreign Investors
Credit/FICO Score	Minimum 650	No US credit needed
Down Payment	25%-30%	30%
Loan Term	6-24 Months	6-24 Months
Loam Amount	$150K – $5M	$150K – $5M
LTC (Loan-to-Cost)	Up to 85%	Up to 85%
Rehab Cost	Up to 100%	Up to 100%
ARV (After Repair Value)	Up to 75%	Up to 75%
Other Requirements	Detailed renovation plan with cost estimates. No previous experience required on flip projects.	Detailed renovation plan with cost estimates and Proof of previous successful flip projects may be required.
Approval	Within 15 Days	Within 15 Days

Get a Fix and Flip Loan in 5 Quick Steps

Contact Our Loan Officers

Pre-Approval

Submit Application

Loan Approval

Closing

Get Started

Why HomeAbroad Loans?

Investor Focused

HomeAbroad Loans specializes in serving both domestic and international investors, providing tailored solutions that cater to the unique needs of a diverse clientele.

Fast Approvals

Our advanced technology platform streamlines the loan application process, allowing for faster approvals in under 30 days.

AI-Enabled Platform

Our AI-powered platform allows investors to search for properties, connect with international real estate experts, and qualify for mortgages without a US credit history—all in one place.

Hear How We Turned Dreams into Reality

Excellent

Easy Process

HomeAbroad Loans streamlined the process of securing a foreign national loan. Their team handled all the details, making it a smooth experience from start to finish

Alex Smith

Trustpilot Review

Clear Guidance for Non-Residents

Navigating the US mortgage market as a non-resident seemed daunting, but HomeAbroad Loans made it straightforward and clear. They provided excellent support throughout.

Mason Delgado

Trustpilot Review

Best for High DTI Borrowers

I struggled to get traditional mortgages due to my high DTI, but HomeAbroad Loans offered a tailored DSCR loan that focused on my property’s cash flow, not my personal income. The process was easy, and I qualified quickly.

Ethan Taylor

Trustpilot Review

Perfect Fit for Self-Employed Investors

As a self-employed investor, I found it tough to meet the income requirements of regular loans. HomeAbroad Loans provided a DSCR loan that didn’t need proof of personal income, just the property’s rental income. It was the perfect solution!

Ryan Bennett

Trustpilot Review

Simplified Loan Process

Managing multiple properties made it hard to get traditional loans. HomeAbroad Loans’ DSCR loan streamlined the process by focusing on cash flow, not my personal income, which was a game-changer for expanding my portfolio.

James Parker

Trustpilot Review

DSCR Loans Made US Investing Easy

As a foreign investor, qualifying for a US mortgage felt impossible until I found HomeAbroad Loans. Their DSCR loan focused on my property’s income, not my personal income, and required no US credit check, making it easy for me to qualify.

Rajesh Sharma

Trustpilot Review

Ideal for Foreign Investors

Being a non-resident investor without US credit history, I found it challenging to get traditional financing. HomeAbroad Loans’ DSCR loan didn’t require a credit check, making it ideal and only financing option for me.

Mei Ling Zhang

Trustpilot Review

Quick Approval

With no US credit history, I struggled to get a mortgage. HomeAbroad Loans offered a DSCR loan based on my property’s cash flow, and I got approved without any hassle.

Nikolai Petrov

Trustpilot Review

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FAQs

Didn’t find what you were looking for? Explore our DSCR loan resource library.

Investment Mortgage Guides

What is a Fix and Flip Loan?

A Fix and Flip Loan is a type of short-term financing specifically designed for real estate investors who purchase properties with the intent to renovate and sell them for a profit. These loans typically cover the cost of purchasing the property as well as the renovation expenses.

How long does it take to get approved for a Fix and Flip Loan?

Approval times for Fix and Flip Loans can vary, but they are generally faster than traditional mortgages. At HomeAbroad, we approve and fund these loans within 15 days, provided all required documentation is submitted promptly.

Can foreign investors get a Fix and Flip loan without a US credit history?

Yes, HomeAbroad offers tailored Fix and Flip loans specifically designed for foreign investors, allowing them to qualify without a US credit history. Get started today!