Bridge Loan

“Bridge the gap: Quick, interim financing for urgent needs”

Bridge Loans provide short-term financing to cover the interval between immediate funding requirements and the securing of permanent financing. They are perfect for quick acquisitions, allowing you to act swiftly on market opportunities without delays.

Excellent 1,066 reviews on
No W2s, Paystubs, or Tax Returns Required
No Personal Income Verification
No Minimum DTI (Debt-to-Income) Required
No US Credit Check for Foreign Investors

Program Features

FeaturesDomestic InvestorsForeign Investors
Credit/FICO Score
Minimum 650No US credit needed
Down Payment
25%30%
Loan Term
6-24 Months6-24 Months
Loam Amount
$150K – $10M$150K – $10M
LTV Ratio (Purchase):
Up to 75% Up to 70%
LTV Ratio (Rate Term Refinance):
Up to 70% Up to 70%
LTV Ratio (Cash Out Refinance):
Up to 65% Up to 65%
Other Requirements
Proof of existing property equity, exit strategy for loan repayment, and property appraisal.Proof of existing property equity, exit strategy for loan repayment, and property appraisal.
Approval
Within 15 Days Within 15 Days

Get a Bridge Loan in 5 Quick Steps  

1

Contact Our Loan Officers

2

Pre-Approval

3

Submit Application

4

Loan Approval

5

Closing

Get Started

Why HomeAbroad Loans?

Investor Focused 

HomeAbroad Loans specializes in serving both domestic and international investors, providing tailored solutions that cater to the unique needs of a diverse clientele. 

Fast Approvals 

Our advanced technology platform streamlines the loan application process, allowing for faster approvals in under 30 days. 

AI-Enabled Platform

Our AI-powered platform allows investors to search for properties, connect with international real estate experts, and qualify for mortgages without a US credit history—all in one place. 

Hear How We Turned Dreams into Reality 

Excellent5 stars review
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Easy Process
HomeAbroad Loans streamlined the process of securing a foreign national loan. Their team handled all the details, making it a smooth experience from start to finish
Alex Smith
Trustpilot Review
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Clear Guidance for Non-Residents
Navigating the US mortgage market as a non-resident seemed daunting, but HomeAbroad Loans made it straightforward and clear. They provided excellent support throughout.
Mason Delgado
Trustpilot Review
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Best for High DTI Borrowers
I struggled to get traditional mortgages due to my high DTI, but HomeAbroad Loans offered a tailored DSCR loan that focused on my property’s cash flow, not my personal income. The process was easy, and I qualified quickly.
Ethan Taylor
Trustpilot Review
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Perfect Fit for Self-Employed Investors
As a self-employed investor, I found it tough to meet the income requirements of regular loans. HomeAbroad Loans provided a DSCR loan that didn’t need proof of personal income, just the property’s rental income. It was the perfect solution!
Ryan Bennett
Trustpilot Review
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Simplified Loan Process
Managing multiple properties made it hard to get traditional loans. HomeAbroad Loans’ DSCR loan streamlined the process by focusing on cash flow, not my personal income, which was a game-changer for expanding my portfolio.
James Parker
Trustpilot Review
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DSCR Loans Made US Investing Easy
As a foreign investor, qualifying for a US mortgage felt impossible until I found HomeAbroad Loans. Their DSCR loan focused on my property’s income, not my personal income, and required no US credit check, making it easy for me to qualify.
Rajesh Sharma
Trustpilot Review
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Ideal for Foreign Investors
Being a non-resident investor without US credit history, I found it challenging to get traditional financing. HomeAbroad Loans’ DSCR loan didn’t require a credit check, making it ideal and only financing option for me.
Mei Ling Zhang
Trustpilot Review
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Quick Approval
With no US credit history, I struggled to get a mortgage. HomeAbroad Loans offered a DSCR loan based on my property’s cash flow, and I got approved without any hassle.
Nikolai Petrov
Trustpilot Review

Ready to Join Our Happy Family of Satisfied Clients?

Contact Us Now to Get Started

FAQs

Didn’t find what you were looking for? Explore our DSCR loan resource library.

Investment Mortgage Guides
What is a Bridge Loan?

A Bridge Loan is a short-term financing option used to bridge the gap between buying a new property and selling an existing one. It helps cover immediate financial needs such as down payments, closing costs, or temporary cash flow until longer-term financing is secured or the current property is sold.

What are the typical terms for Bridge Loans?

Bridge Loans generally have terms ranging from 6 months to 24 months. These loans often come with origination fees and other closing costs due to their short-term nature and associated risks.

How does the repayment process work for Bridge Loans?

Repayment for Bridge Loans usually involves interest-only payments during the loan term, with the principal amount due at the end. Alternatively, some loans may require a lump-sum payment of the entire loan amount, including interest, at the end of the term.

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What are you waiting for?

Begin your US real estate investment journey with HomeAbroad—we offer everything you need to succeed.

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